The complete listing of every note, by topic. For the curated front door — the notes worth your attention first — see [[Index]].
## Hot takes
- [[The alignment problem is about institutions and AI is actually the solution]]
## Predictions
- [[Real interest rates may increase in the next 10 years]]
- [[AI creates deflationary abundance and inflationary capital demand simultaneously]]
- [[Should you diversify into real estate in the age of AGI?]]
## Unconferences
- [[Meal Matchmaking]]
- [[Notes to hit in an unconference that create strong communities]]
- [[How we satisfy multiple diversity constraints at our events]]
- [[Scenius]]
- [[HammingBio]]
- [[Califlorence Climate]]
- [[Califlorence Aligned AGI]]
## Community
- [[The Neighborhood]]
- [[About the Neighborhood Notes]]
- [[Coliving is one big shared house, cohousing is families with adjacent houses]]
- [[Develop coliving, exit to cohousing]]
- [[Why cohousing?]]
## Real estate investing
- [[In 2024, the Moses Kagan strategy doesn't pencil]]
- [[Real estate investing]]
- [[Real interest rates may increase in the next 10 years]]
- [[Should you diversify into real estate in the age of AGI?]]
- [[Preferred return and promote]]
- [[2024 is not the right time to start a residential fund in SF]]
- [[Combination VC and RE fund]]
- [[Tips for finding real estate]]
- [[How to estimate market rents from Zillow]]
- [[Buying multifamily and selling TICs is a 35 percent arbitrage opportunity]]
- [[VC metrics - consider TVPI to DPI over IRR]]
- [[The Omar Morales strategy - buy all-cash, return capital, co-own cash flowing property forever]]
- [[Tax advantages to real estate investing]]
- [[Why Edge Esmerelda works]]
- [[Promotes are incompatible with indefinite hold periods]]
- [[Promote crystallization]]
- [[Internal rate of return (IRR)]]
- [[Multiple on invested capital (MoIC)]]
- [[Net operating income (NOI)]]
- [[Cap rate]]
- [[Pari-passu]]
- [[Leverage amplifies returns and risk symmetrically]]
- [[Lighthaven's finances - only possible thanks to a 5% interest-only loan from a philanthropist]]
## Economics & the housing market
- [[Open questions and research TODOs]]
- [[Real interest rates (10-year TIPS yield)]]
- [[Natural rate of interest (r-star)]]
- [[AI capex]]
- [[Energy costs]]
- [[H100 rental prices ($ per GPU-hour)]]
- [[The demand for intelligence is virtually infinite]]
- [[Land's share of home value is 30-70%]]
- [[A majority of homeowners in 2024 have interest rates below 4 percent]]
- [[Unlevered yield on cost AKA cap rate (UYOC)]]
- [[It's worth less than you think to hold out for lower rates]]
- [[Housing inventory is the best measure of housing supply vs demand]]
- [[Redevelopment plans]]
- [[Density bonuses]]
- [[Price per square foot of pending sales]]
- [[Building housing decreases rents]]
- [[AI is unlikely to make construction much cheaper]]
- [[Housing affordability]]
- [[Units of housing under construction]]
- [[Rent control]]
- [[A rubric for housing quality in SF]]
- [[Comparing long-term hold strategies]]
- [[TIC conversion]]
- [[The average venture firm returns 19 percent IRR]]
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